Actuarial & Insurance Models
Actuarial techniques applied to financial modelling — persistency, reserving, embedded value, and Solvency II.
- Experience Analysis: How Actuaries Compare Actual Results to Assumptions
Learn how actuaries conduct experience analysis — comparing actual mortality, lapse, and claims experience to model assumptions using A/E ratios, credibility weighting, and structured investigation frameworks.
- Persistency Analysis: How Insurers Measure Policy Retention
Learn how life and protection insurers track whether policyholders keep paying — from lapse rates and cohort tables to 13-month and 25-month persistency ratios and what drives policies to lapse.